FINANCIAL SERVICES

We are skilled out-of-the-box thinking partners, lending decision-makers, with access to significant sources of capital that exercise efficient lending practices. These are not only qualities that are nice to have in a funding partner—they’re critical to the success of your business. 

 

There are 4 core qualities you should demand in any funding partner, and at Liquid Capital has made its name for 20 years by delivering consistently on all 4:

 

Expert advice

You will get a strategic consultation that factors in your unique needs. We’ll help you identify and explore your options and the final decision is always yours.

Speed

You will get fast financing. Approved clients often receive fundings in under 24 hours.

Transparency

You will never be surprised by hidden terms and will never be constricted by complicated provisions. Transparency is key.

 

Trust and capability

You will gain a strong partner for your financing growth. Liquid Capital has deployed over $3 Billion in working capital across North America.

* Our financing offering is mainly coordinated through Liquid Capital Financial Services, our partner, where Liliana is the Managing Partner. For more information, please click on the following link. www.lcfinancialsvcs.com

Financial Consulting & Training

Navigating the financial world and finding the right financial solution, which your business needs to support its growth is not an easy task. Most companies approach lenders and strategic partners without previous planning or preparation. 

 

We will assess your financing needs and will help you identify and unlock tied-up capital. Together, we will create a strategic financial solution, whether it is for improving your cash flow management, replacing a loan that is about to expire, finding additional financing sources for supporting your business growth or in any other situation that requires additional capital. We will guide you and help you choose from a variety of financing options, allowing your company to thrive on their best financial strategy.

 

Asteri will help you obtain the most advantageous financing conditions, and will assist you in showing your company at its best when introduced to key partners, such as potential investors or financial institutions. We can also provide customized training for your staff, or make presentations about working capital finance, and cash flow solutions at different events.

  

We provide our clients with tools that will allow you to always have full control over your company’s financial and cash flow situation so that you will always be one step ahead.  

In summary, you will finally be able to sleep at night!

Asset Based Lending (ABL)

When your business falls just shy of bank loan criteria or you have seasonal or otherwise time-sensitive capital requirements that don’t align with traditional lending guidelines—you need an alternative financing solution that’s both fast and flexible.

If you can’t currently meet bank covenant terms and/or are looking for enhanced borrowing capacity that’s cost-effective while protecting your financial privacy, ABL may be the answer for you.

Our ABL, managed through Liquid Capital Financial Services is designed for companies with well developed, verifiable financial reporting. The Asset-Based Lending (ABL) solution provides an excellent financing option that is cost-effective, creative and more discreet than anything else in the marketplace.

We offer best-in-class service supported by a top-notch centralized credit underwriting team. We support businesses across North America and still have the know-how to understand your local or international market, your business, and your needs.

Your assets will help you generate the working capital you need. With ABL, you can secure loans against all your valuable assets, including accounts receivable, inventory, equipment and real estate (both residential and commercial).

Get a financing solution that’s tailored to you. Available borrowing amounts are typically calculated weekly (not monthly as with the bank) so if you’re in a strong growth cycle, your ability to borrow increases more quickly.

ABL is one of the most flexible, option-rich financing alternatives available, letting you secure financing backed by your assets.

Purchase Order Financing

Supplier payment schedules can be a major issue for companies with limited cash resources. Sometimes it’s difficult to secure supplier credit.  Don’t allow this to limit your growth strategy.

 

Now that you got that large order, how are you going to deliver on it? If your company is receiving orders at a greater rate than your available working capital, Liquid Capital’s purchase order (PO) financing is the financing tool designed to help your business grow.
 

For companies receiving finished or near-finished goods from their suppliers, Liquid Capital’s PO financing solution helps you meet supplier requirements and bridge the sometimes extensive gap between when a product is loaded for transit and when a customer receives and pays for it. Upon approval, PO financing covers up to 100% of the cost of product in transit.
 

Fast service means opportunities and obligations don’t have to wait. Upon approval, financing is available immediately, allowing you to purchase your product quickly and get the production/shipping process underway.
 

Get full reporting transparency, with access to 24-7 online support. You always have full insight into the status of your arrangement: invoice images, supporting documents, collection notes and payment details.
 

Quality assurance is part of the bargain. At the point of shipping, your goods are inspected by an international agency to ensure quality, quantity and compliance.
 

Your financing solution is based on the quality of your POs. You’ve worked hard to develop a strong customer base. PO financing leverages the future value of your POs.

Liquid Capital’s PO financing covers up to 100% of the cost of product in transit, allowing you to purchase pre-sold product quickly without drawing on your bank line of credit.

Accounts Receivable Financing (Factoring)

Sometimes growing sales to great customers is not enough. Employee wages, lease payments, business supply purchases, and other ongoing costs won’t wait for the accounts receivable to clear.  Growing businesses often encounter situations where they’re expected to pay out expenses before collecting on their receivables, and this gap in working capital may be impeding your growth and putting future sales opportunities at risk.

If you are experiencing fast growth, have been in business for a short time or are currently experiencing a tough cash flow situation, we can help.

An old and very effective way to free up cash is by using your invoices to obtain financing. Often, significant working capital may be tied up in accounts receivable.

The moment you sell your invoices, we take over the credit risk. Even if your clients are abroad, anywhere in the world, your only limit is your ability to sell to credit-worthy customers, regardless of where they are. We will assume, manage and collect the financed debts, as well as provide clear and accessible reporting to keep you up to date on the process.  This is a straightforward financial solution with the flexibility, full transparency, and free of long term commitments that Liquid Capital offers.

Our pricing is clear without hidden fees or long-term contracts. We offer the market's best service at a reasonable price, which is one of the reasons why our Liquid Capital is one of the largest companies in North America on invoice purchases.

Read more here:
 https://www.asteriinternational.com/post/factoring-an-underestimated-solution-to-boost-your-growth

International Factoring

With Liquid Capital, you will have the ability to offer open credit terms to foreign buyers. These buyers may be companies you normally wouldn’t be able to sell to or feel comfortable selling to without a traditional deposit.
 

Liquid Capital’s international factoring takes the stress out of negotiating and managing the international business. Because we fund the invoice upfront and take on the risk, business owners can now increase their foreign sales freely while improving their balance sheet. International factoring allows you to drastically increase your prospective supplier network to all corners of the globe, increasing the number of opportunities available to you and making your business infinitely more attractive.
 

Foreign receivables are usually under-served assets. Domestic banks or lenders typically consider foreign receivables to be ineligible and do not feel comfortable providing capital availability against these foreign receivables. We lend against foreign receivables, giving our clients more capital to grow their businesses and pay expenses.
 

As business owners and operators, we understand that selling to international customers is a huge opportunity that can be financially challenging and difficult to manage. Sometimes you will encounter foreign customers who are taking too long to pay, no longer willing to pay, or can’t afford to pay an upfront deposit and are now demanding open terms.
 

On top of these obstacles, you might be forced by your bank to buy credit insurance that has a high upfront premium. Perhaps your overseas sales are expanding, but the prospect of potential write-offs are too daunting? Whatever the case, at Liquid Capital we have the experience and resources to help any business with their import/export financing and international factoring needs.
 

Increase your sales network internationally, Liquid Capital’s international factoring funds the invoice upfront and absorbs the risk. Liquid Capital helps you go places domestic banks and lenders often will not, because other lenders and institutions do not feel comfortable financing against foreign receivables. Unlike most major North American banks and lenders, Liquid Capital does not require you to purchase expensive credit insurance
 

If your sales to international buyers don’t meet the full spectrum of requirements for a standard working capital bank loan, A/R factoring or International factoring must certainly be the financing solution you need.

Purchase Finance Program

Navigating the financial world and finding the right financial solution, which your business needs to support its growth is not an easy task. Most companies approach lenders and strategic partners without previous planning or preparation. 

 

We will assess your financing needs and will help you identify and unlock tied-up capital. Together, we will create a strategic financial solution, whether it is for improving your cash flow management, replacing a loan that is about to expire, finding additional financing sources for supporting your business growth or in any other situation that requires additional capital. We will guide you and help you choose from a variety of financing options, allowing your company to thrive on their best financial strategy.

 

Asteri will help you obtain the most advantageous financing conditions, and will assist you in showing your company at its best when introduced to key partners, such as potential investors or financial institutions. 

  

We provide our clients with tools that will allow you to always have full control over your company’s financial and cash flow situation so that you will always be one step ahead.  

In summary, you will finally be able to sleep at night!